
Address: West Palm Beach, FL 32025
ARV: $300,000 (As-is)
Loan Amount: $100,000
Loan Structure: 12 Months Interest Only
Interest Rate: 13%
LTV 30%
Loan Purpose: Refinance
Funded July 31, 2025
At HML Solutions, we specialize in solving complex scenarios that traditional lenders often can’t accommodate.
This deal in West Palm Beach, Florida involved a borrower who owns two mobile homes on land—both income-producing assets generating $2,500 each per month. The property provides strong, consistent cash flow and long-term investment value.
As her existing mortgage was coming due, the borrower sought a solution that would allow flexibility with her assets. However, her bank would not permit a partial release, limiting her options and putting pressure on her timeline.
That’s where HML Solutions stepped in.
We structured a refinance tailored to her needs, allowing her to maintain ownership of both units while paying off the existing loan. Our ability to move quickly and think creatively provided the borrower with a seamless transition and preserved her rental income.
This deal highlights how HML Solutions delivers when traditional financing falls short—keeping investors in control of their assets and cash flow.