Address: Plant City, FL 33563
ARV: $700,000 (As-is)
Loan Amount: $424,000
Loan Structure: 12 Months Interest Only
Interest Rate: 13%
LTV 60%
Loan Purpose: Cash Out Refinance
Funded June 20, 2025
At HML Solutions, we take pride in helping visionary investors bring unique income-producing properties to life. This recently funded deal in Plant City, Florida is a perfect example.
In 2019, our borrower acquired a beautiful 9.14-acre property for $325,000, featuring a charming residence and endless potential. With a clear vision, they invested over $303,000 into transforming the property into a premier event destination. The highlight is a spacious pole barn, thoughtfully designed to host weddings, birthday celebrations, and special gatherings in a serene, countryside setting.
As the project neared completion, the borrower needed strategic capital to finalize key improvements and position the property for long-term financing. That’s where HML Solutions stepped in. We structured a $424,000 loan at 60% loan-to-value, allowing the borrower to pay off an existing balance while accessing additional funds to complete the vision.
With a 12-month term and flexible prepayment options, this bridge loan provides the runway needed to stabilize operations. Once complete, the borrower plans to refinance into an SBA loan, turning this passion project into a thriving, income-generating business.
At HML Solutions, we don’t just fund deals – we help build legacies.
